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Post-secondary students are at the cusp of earning professional incomes, making it important for them to begin developing good financial habits, says Benjamin Croitoru on a podcast with Moolala. Croitoru is an Associate Professor of Finance and the Academic Director of the 海角社区 Personal Finance Essentials, a free, online course offered in collaboration with RBC Future Launch and The Globe and Mail. Few university students have taken finance courses, and the 海角社区 Personal Financial Essentials course is an opportunity to gain knowledge that will benefit them well in the long term.